Financial Planning in India should be made mandatory. India is in a way of economic growth. The growth is experiencing a slowdown and as a consequence the market climate is quite turbulent and it needs a great deal of precision based handling. How does it affect an individual? There are several investment choices which depend upon the commodities market. If the sensex goes in to the free fall mode, then the whole market retaliates by lifting off the capital from the market. As a result the worth of the investment for someone, who has invested into stocks, can lose a great deal of money if he doesn’t follow strategy properly. This helps in regulating the cash flow of a customer.